/* =========================================================
   DEBT CONSOLIDATION LOANS
   GLOBAL / HOMEPAGE STYLES
   Brand: #155EEF / #12B76A
   ========================================================= */

:root {
    --dc-blue: #155EEF;
    --dc-blue-dark: #0F4BC9;
    --dc-blue-soft: #EEF4FF;

    --dc-green: #12B76A;
    --dc-green-soft: #ECFDF3;

    --dc-text: #101828;
    --dc-text-secondary: #475467;
    --dc-text-muted: #667085;

    --dc-border: #EAECF0;
    --dc-border-dark: #D0D5DD;

    --dc-bg: #FFFFFF;
    --dc-bg-soft: #F8FAFC;

    --dc-radius: 14px;
    --dc-container: 1180px;

    --dc-shadow-sm: 0 4px 14px rgba(16, 24, 40, 0.05);
    --dc-shadow-md: 0 12px 30px rgba(16, 24, 40, 0.08);
}


/* =========================================================
   RESET / GLOBAL
   ========================================================= */

*,
*::before,
*::after {
    box-sizing: border-box;
}


html {
    scroll-behavior: smooth;
}


body {
    margin: 0;

    background: var(--dc-bg);

    color: var(--dc-text);

    font-family:
        "Inter",
        -apple-system,
        BlinkMacSystemFont,
        "Segoe UI",
        sans-serif;

    font-size: 15px;
    line-height: 1.65;

    -webkit-font-smoothing: antialiased;
    text-rendering: optimizeLegibility;
}


img {
    max-width: 100%;
    height: auto;
}


button,
input,
select,
textarea {
    font: inherit;
}


a {
    color: inherit;
}


#main-content {
    width: 100%;
}


/* =========================================================
   COMMON CONTAINER
   ========================================================= */

.dc-container {
    width: min(calc(100% - 40px),
            var(--dc-container));

    margin: 0 auto;
}


/* =========================================================
   HERO
   ========================================================= */

.dc-hero {
    position: relative;

    overflow: hidden;

    padding: 72px 0 68px;

    background:
        radial-gradient(circle at 85% 15%,
            rgba(21, 94, 239, 0.09),
            transparent 30%),
        linear-gradient(180deg,
            #F8FAFF 0%,
            #FFFFFF 100%);

    border-bottom: 1px solid #F2F4F7;
}


.dc-hero::before {
    content: "";

    position: absolute;

    width: 420px;
    height: 420px;

    top: -220px;
    right: -160px;

    border-radius: 50%;

    background: rgba(18, 183, 106, 0.05);

    pointer-events: none;
}


.dc-hero-grid {
    position: relative;
    z-index: 1;

    width: min(calc(100% - 40px),
            var(--dc-container));

    margin: 0 auto;

    display: grid;

    grid-template-columns:
        minmax(0, 1.12fr) minmax(360px, 0.88fr);

    gap: 70px;

    align-items: center;
}


.dc-hero-copy {
    max-width: 650px;
}


.dc-eyebrow {
    display: inline-flex;
    align-items: center;

    min-height: 30px;

    padding: 0 11px;

    margin-bottom: 18px;

    border: 1px solid #D6E4FF;

    border-radius: 999px;

    background: #F5F8FF;

    color: var(--dc-blue);

    font-size: 11px;
    font-weight: 800;

    letter-spacing: 0.08em;

    text-transform: uppercase;
}


.dc-hero h1 {
    margin: 0;

    max-width: 720px;

    color: var(--dc-text);

    font-size: clamp(38px,
            5vw,
            60px);

    line-height: 1.05;

    letter-spacing: -0.055em;

    font-weight: 800;
}


.dc-hero h1 span {
    color: var(--dc-blue);
}


.dc-hero-description {
    max-width: 610px;

    margin: 22px 0 0;

    color: var(--dc-text-secondary);

    font-size: 17px;

    line-height: 1.75;
}


.dc-hero-actions {
    display: flex;
    flex-wrap: wrap;

    gap: 12px;

    margin-top: 28px;
}


.dc-primary-button,
.dc-secondary-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;

    min-height: 48px;

    padding: 0 20px;

    border-radius: 9px;

    text-decoration: none;

    font-size: 14px;
    font-weight: 700;

    transition:
        transform 0.2s ease,
        background-color 0.2s ease,
        box-shadow 0.2s ease;
}


.dc-primary-button {
    background: var(--dc-blue);

    color: #FFFFFF;

    box-shadow:
        0 8px 18px rgba(21, 94, 239, 0.20);
}


.dc-primary-button:hover {
    background: var(--dc-blue-dark);

    color: #FFFFFF;

    transform: translateY(-1px);

    box-shadow:
        0 10px 24px rgba(21, 94, 239, 0.25);
}


.dc-secondary-button {
    background: #FFFFFF;

    color: var(--dc-text);

    border: 1px solid var(--dc-border-dark);
}


.dc-secondary-button:hover {
    background: #F8FAFC;

    border-color: #98A2B3;

    transform: translateY(-1px);
}


.dc-hero-points {
    display: flex;
    flex-wrap: wrap;

    gap: 18px;

    margin-top: 28px;
}


.dc-hero-point {
    display: inline-flex;
    align-items: center;

    gap: 7px;

    color: var(--dc-text-muted);

    font-size: 12px;
    font-weight: 600;
}


.dc-hero-point::before {
    content: "✓";

    display: inline-flex;
    align-items: center;
    justify-content: center;

    width: 18px;
    height: 18px;

    border-radius: 50%;

    background: var(--dc-green-soft);

    color: var(--dc-green);

    font-size: 11px;
    font-weight: 800;
}


/* =========================================================
   HERO CARD
   ========================================================= */

.dc-hero-card {
    position: relative;

    padding: 26px;

    border: 1px solid #E4E7EC;

    border-radius: 18px;

    background: #FFFFFF;

    box-shadow:
        0 22px 50px rgba(16, 24, 40, 0.10);
}


.dc-hero-card::before {
    content: "";

    position: absolute;

    top: 0;
    left: 26px;
    right: 26px;

    height: 3px;

    border-radius: 0 0 8px 8px;

    background:
        linear-gradient(90deg,
            var(--dc-blue),
            var(--dc-green));
}


.dc-card-label {
    margin: 0 0 7px;

    color: var(--dc-text-muted);

    font-size: 11px;
    font-weight: 700;

    letter-spacing: 0.07em;

    text-transform: uppercase;
}


.dc-hero-card h2 {
    margin: 0;

    color: var(--dc-text);

    font-size: 22px;

    line-height: 1.25;

    letter-spacing: -0.025em;
}


.dc-hero-card-text {
    margin: 10px 0 22px;

    color: var(--dc-text-secondary);

    font-size: 13px;

    line-height: 1.65;
}


.dc-mini-stat-grid {
    display: grid;

    grid-template-columns: repeat(2, 1fr);

    gap: 10px;
}


.dc-mini-stat {
    padding: 14px;

    border: 1px solid var(--dc-border);

    border-radius: 10px;

    background: #FCFCFD;
}


.dc-mini-stat strong {
    display: block;

    margin-bottom: 3px;

    color: var(--dc-blue);

    font-size: 18px;

    line-height: 1.2;
}


.dc-mini-stat span {
    color: var(--dc-text-muted);

    font-size: 11px;

    line-height: 1.4;
}


/* =========================================================
   TRUST STRIP
   ========================================================= */

.dc-trust-strip {
    border-bottom: 1px solid var(--dc-border);

    background: #FFFFFF;
}


.dc-trust-strip-inner {
    width: min(calc(100% - 40px),
            var(--dc-container));

    min-height: 76px;

    margin: 0 auto;

    display: flex;
    align-items: center;
    justify-content: space-between;

    gap: 25px;
}


.dc-trust-item {
    display: flex;
    align-items: center;

    gap: 10px;

    color: var(--dc-text-secondary);

    font-size: 12px;
    font-weight: 600;
}


.dc-trust-icon {
    width: 30px;
    height: 30px;

    display: flex;
    align-items: center;
    justify-content: center;

    border-radius: 8px;

    background: var(--dc-green-soft);

    color: var(--dc-green);

    font-size: 14px;
    font-weight: 800;
}


/* =========================================================
   SECTION
   ========================================================= */

.dc-section {
    padding: 78px 0;
}


.dc-section-soft {
    background: var(--dc-bg-soft);
}


.dc-section-heading {
    width: min(calc(100% - 40px),
            760px);

    margin: 0 auto 42px;

    text-align: center;
}


.dc-section-heading .dc-eyebrow {
    margin-bottom: 12px;
}


.dc-section-heading h2 {
    margin: 0;

    color: var(--dc-text);

    font-size: clamp(28px,
            4vw,
            38px);

    line-height: 1.15;

    letter-spacing: -0.04em;

    font-weight: 800;
}


.dc-section-heading p {
    margin: 14px auto 0;

    max-width: 680px;

    color: var(--dc-text-secondary);

    font-size: 15px;

    line-height: 1.75;
}


/* =========================================================
   CONTENT WIDTH
   ========================================================= */

.dc-section>.dc-container {
    width: min(calc(100% - 40px),
            var(--dc-container));

    margin: 0 auto;
}


/* =========================================================
   CARD GRID
   ========================================================= */

.dc-card-grid {
    display: grid;

    grid-template-columns:
        repeat(3, minmax(0, 1fr));

    gap: 18px;
}


.dc-info-card,
.dc-option-card {
    padding: 24px;

    border: 1px solid var(--dc-border);

    border-radius: var(--dc-radius);

    background: #FFFFFF;

    box-shadow: var(--dc-shadow-sm);

    transition:
        transform 0.2s ease,
        box-shadow 0.2s ease,
        border-color 0.2s ease;
}


.dc-info-card:hover,
.dc-option-card:hover {
    transform: translateY(-3px);

    border-color: #D6E4FF;

    box-shadow: var(--dc-shadow-md);
}


.dc-card-icon {
    width: 42px;
    height: 42px;

    display: flex;
    align-items: center;
    justify-content: center;

    margin-bottom: 18px;

    border-radius: 10px;

    background: var(--dc-blue-soft);

    color: var(--dc-blue);

    font-size: 17px;
    font-weight: 800;
}


.dc-info-card h3,
.dc-option-card h3 {
    margin: 0;

    color: var(--dc-text);

    font-size: 17px;

    line-height: 1.35;

    letter-spacing: -0.02em;
}


.dc-info-card p,
.dc-option-card p {
    margin: 9px 0 0;

    color: var(--dc-text-secondary);

    font-size: 13px;

    line-height: 1.7;
}


/* =========================================================
   TWO COLUMN CONTENT
   ========================================================= */

.dc-content-grid {
    display: grid;

    grid-template-columns:
        repeat(2, minmax(0, 1fr));

    gap: 24px;

    align-items: start;
}


.dc-content-panel {
    padding: 28px;

    border: 1px solid var(--dc-border);

    border-radius: var(--dc-radius);

    background: #FFFFFF;
}


.dc-content-panel h3 {
    margin: 0;

    color: var(--dc-text);

    font-size: 21px;

    line-height: 1.3;
}


.dc-content-panel p {
    color: var(--dc-text-secondary);

    font-size: 14px;

    line-height: 1.75;
}


.dc-content-panel ul {
    margin: 18px 0 0;

    padding: 0;

    list-style: none;
}


.dc-content-panel li {
    position: relative;

    padding-left: 27px;

    margin-bottom: 12px;

    color: var(--dc-text-secondary);

    font-size: 13px;
}


.dc-content-panel li::before {
    content: "✓";

    position: absolute;

    left: 0;
    top: 2px;

    width: 18px;
    height: 18px;

    display: flex;
    align-items: center;
    justify-content: center;

    border-radius: 50%;

    background: var(--dc-green-soft);

    color: var(--dc-green);

    font-size: 10px;
    font-weight: 800;
}


/* =========================================================
   CALCULATOR
   ========================================================= */

.dc-calculator-wrap {
    display: grid;

    grid-template-columns:
        minmax(0, 1fr) minmax(280px, 0.72fr);

    gap: 22px;

    align-items: start;
}


.dc-calculator-box {
    padding: 25px;

    border: 1px solid var(--dc-border);

    border-radius: 16px;

    background: #FFFFFF;

    box-shadow: var(--dc-shadow-sm);
}


.dc-calculator-header {
    display: flex;
    align-items: center;
    justify-content: space-between;

    gap: 15px;

    margin-bottom: 18px;
}


.dc-calculator-header h3 {
    margin: 0;

    font-size: 19px;

    line-height: 1.3;
}


.dc-calculator-header span {
    color: var(--dc-text-muted);

    font-size: 11px;
}


.dc-loan-row {
    display: grid;

    grid-template-columns:
        minmax(0, 1.1fr) minmax(130px, 0.8fr) minmax(130px, 0.8fr) 38px;

    gap: 9px;

    margin-bottom: 10px;
}


.dc-loan-row input {
    width: 100%;

    min-height: 42px;

    padding: 0 11px;

    border: 1px solid var(--dc-border-dark);

    border-radius: 8px;

    background: #FFFFFF;

    color: var(--dc-text);

    font-size: 13px;

    outline: none;

    transition:
        border-color 0.2s ease,
        box-shadow 0.2s ease;
}


.dc-loan-row input:focus {
    border-color: var(--dc-blue);

    box-shadow:
        0 0 0 3px rgba(21, 94, 239, 0.10);
}


.dc-remove-loan {
    min-height: 42px;

    padding: 0;

    border: 1px solid #FECACA;

    border-radius: 8px;

    background: #FFF7F7;

    color: #DC2626;

    cursor: pointer;

    font-size: 14px;
    font-weight: 700;
}


.dc-add-loan {
    min-height: 42px;

    padding: 0 14px;

    border: 1px dashed #98A2B3;

    border-radius: 8px;

    background: #FFFFFF;

    color: var(--dc-blue);

    cursor: pointer;

    font-size: 13px;
    font-weight: 700;
}


.dc-add-loan:hover {
    border-color: var(--dc-blue);

    background: var(--dc-blue-soft);
}


.dc-calculator-results {
    display: grid;

    grid-template-columns:
        repeat(3, minmax(0, 1fr));

    gap: 10px;

    margin-top: 20px;
}


.dc-result-box {
    padding: 15px;

    border-radius: 10px;

    background: var(--dc-bg-soft);

    border: 1px solid var(--dc-border);
}


.dc-result-box span {
    display: block;

    margin-bottom: 4px;

    color: var(--dc-text-muted);

    font-size: 10px;
    font-weight: 700;

    text-transform: uppercase;

    letter-spacing: 0.05em;
}


.dc-result-box strong {
    color: var(--dc-text);

    font-size: 18px;

    line-height: 1.2;
}


.dc-calculator-note {
    margin: 14px 0 0;

    color: var(--dc-text-muted);

    font-size: 11px;

    line-height: 1.6;
}


/* =========================================================
   STEPS
   ========================================================= */

.dc-steps {
    display: grid;

    grid-template-columns:
        repeat(4, minmax(0, 1fr));

    gap: 16px;

    counter-reset: dc-step;
}


.dc-step {
    position: relative;

    padding: 24px;

    border: 1px solid var(--dc-border);

    border-radius: 14px;

    background: #FFFFFF;
}


.dc-step-number {
    width: 34px;
    height: 34px;

    display: flex;
    align-items: center;
    justify-content: center;

    margin-bottom: 18px;

    border-radius: 9px;

    background: var(--dc-blue);

    color: #FFFFFF;

    font-size: 13px;
    font-weight: 800;
}


.dc-step h3 {
    margin: 0;

    font-size: 16px;

    line-height: 1.35;
}


.dc-step p {
    margin: 8px 0 0;

    color: var(--dc-text-secondary);

    font-size: 12px;

    line-height: 1.65;
}


/* =========================================================
   DOCUMENT PANEL
   ========================================================= */

.dc-document-panel {
    display: grid;

    grid-template-columns:
        minmax(0, 0.9fr) minmax(0, 1.1fr);

    gap: 25px;

    padding: 30px;

    border: 1px solid #D6E4FF;

    border-radius: 16px;

    background:
        linear-gradient(135deg,
            #F5F8FF,
            #FFFFFF);
}


.dc-document-panel h3 {
    margin: 0;

    font-size: 22px;

    line-height: 1.3;
}


.dc-document-panel p {
    margin: 10px 0 0;

    color: var(--dc-text-secondary);

    font-size: 13px;
}


.dc-document-list {
    display: grid;

    grid-template-columns:
        repeat(2, minmax(0, 1fr));

    gap: 9px;

    margin: 0;

    padding: 0;

    list-style: none;
}


.dc-document-list li {
    padding: 12px 14px;

    border: 1px solid var(--dc-border);

    border-radius: 8px;

    background: #FFFFFF;

    color: var(--dc-text-secondary);

    font-size: 12px;
    font-weight: 600;
}


/* =========================================================
   DISCOVERY / INTERNAL LINKS
   ========================================================= */

.dc-discovery-grid {
    display: grid;

    grid-template-columns:
        repeat(2, minmax(0, 1fr));

    gap: 20px;
}


.dc-discovery-box {
    padding: 24px;

    border: 1px solid var(--dc-border);

    border-radius: 14px;

    background: #FFFFFF;
}


.dc-discovery-box h3 {
    margin: 0 0 15px;

    font-size: 18px;
}


.dc-link-grid {
    display: flex;

    flex-wrap: wrap;

    gap: 8px;
}


.dc-link-grid a {
    display: inline-flex;

    align-items: center;

    min-height: 34px;

    padding: 0 11px;

    border: 1px solid #D6E4FF;

    border-radius: 7px;

    background: #F8FAFF;

    color: var(--dc-blue);

    text-decoration: none;

    font-size: 11px;
    font-weight: 600;

    transition:
        background-color 0.2s ease,
        border-color 0.2s ease;
}


.dc-link-grid a:hover {
    background: var(--dc-blue-soft);

    border-color: #B2CCFF;
}


/* =========================================================
   FAQ
   ========================================================= */

.faq-list {
    width: min(100%,
            850px);

    margin: 0 auto;
}


.faq-item {
    border-bottom: 1px solid var(--dc-border);
}


.faq-item:first-child {
    border-top: 1px solid var(--dc-border);
}


.faq-question {
    width: 100%;

    min-height: 62px;

    display: flex;
    align-items: center;
    justify-content: space-between;

    gap: 20px;

    padding: 0;

    border: 0;

    background: transparent;

    color: var(--dc-text);

    text-align: left;

    cursor: pointer;

    font-size: 14px;
    font-weight: 700;
}


.faq-question:hover {
    color: var(--dc-blue);
}


.faq-icon {
    flex-shrink: 0;

    width: 28px;
    height: 28px;

    display: flex;
    align-items: center;
    justify-content: center;

    border-radius: 7px;

    background: var(--dc-bg-soft);

    color: var(--dc-blue);

    font-size: 18px;

    transition:
        transform 0.2s ease,
        background-color 0.2s ease;
}


.faq-item.is-open .faq-icon {
    transform: rotate(45deg);

    background: var(--dc-blue-soft);
}


.faq-answer {
    padding: 0 42px 20px 0;

    color: var(--dc-text-secondary);

    font-size: 13px;

    line-height: 1.75;
}


/* =========================================================
   FINAL CTA
   ========================================================= */

.dc-final-cta {
    padding: 62px 0;

    background:
        linear-gradient(135deg,
            #0F4BC9 0%,
            #155EEF 60%,
            #167D58 140%);

    color: #FFFFFF;
}


.dc-final-cta-inner {
    width: min(calc(100% - 40px),
            900px);

    margin: 0 auto;

    text-align: center;
}


.dc-final-cta h2 {
    margin: 0;

    color: #FFFFFF;

    font-size: clamp(28px,
            4vw,
            40px);

    line-height: 1.15;

    letter-spacing: -0.04em;
}


.dc-final-cta p {
    max-width: 680px;

    margin: 14px auto 0;

    color: rgba(255, 255, 255, 0.86);

    font-size: 14px;

    line-height: 1.7;
}


.dc-final-cta .dc-primary-button {
    margin-top: 24px;

    background: #FFFFFF;

    color: var(--dc-blue);

    box-shadow: none;
}


.dc-final-cta .dc-primary-button:hover {
    background: #F2F4F7;

    color: var(--dc-blue-dark);
}


/* =========================================================
   DISCLAIMER
   ========================================================= */

.dc-disclaimer {
    width: min(calc(100% - 40px),
            var(--dc-container));

    margin: 0 auto;

    padding: 22px 0 28px;

    color: var(--dc-text-muted);

    font-size: 11px;

    line-height: 1.7;

    text-align: center;
}


/* =========================================================
   RESPONSIVE — 1050px
   ========================================================= */

@media (max-width: 1050px) {

    .dc-hero-grid {
        gap: 40px;

        grid-template-columns:
            minmax(0, 1fr) minmax(320px, 0.85fr);
    }


    .dc-hero h1 {
        font-size: 48px;
    }


    .dc-steps {
        grid-template-columns:
            repeat(2, minmax(0, 1fr));
    }


    .dc-card-grid {
        grid-template-columns:
            repeat(2, minmax(0, 1fr));
    }

}


/* =========================================================
   RESPONSIVE — 800px
   ========================================================= */

@media (max-width: 800px) {

    .dc-container,
    .dc-section>.dc-container,
    .dc-hero-grid,
    .dc-trust-strip-inner,
    .dc-disclaimer {
        width: calc(100% - 28px);
    }


    /*
       Mobile-approved behaviour:
       Hero copy is hidden on small screens.
       The hero card remains visible.
    */

    .dc-hero-copy {
        display: none;
    }


    .dc-hero-grid {
        display: block;
    }


    .dc-hero {
        padding: 35px 0;
    }


    .dc-hero-card {
        max-width: 620px;

        margin: 0 auto;
    }


    .dc-trust-strip-inner {
        min-height: auto;

        padding: 18px 0;

        display: grid;

        grid-template-columns:
            repeat(2, minmax(0, 1fr));

        gap: 13px;
    }


    .dc-trust-item {
        font-size: 11px;
    }


    .dc-section {
        padding: 58px 0;
    }


    .dc-section-heading {
        width: calc(100% - 28px);

        margin-bottom: 30px;
    }


    .dc-content-grid,
    .dc-calculator-wrap,
    .dc-document-panel {
        grid-template-columns: 1fr;
    }


    .dc-discovery-grid {
        grid-template-columns: 1fr;
    }

}


/* =========================================================
   RESPONSIVE — 650px
   ========================================================= */

@media (max-width: 650px) {

    .dc-card-grid {
        grid-template-columns: 1fr;
    }


    .dc-steps {
        grid-template-columns: 1fr;
    }


    .dc-calculator-results {
        grid-template-columns: 1fr;
    }


    .dc-loan-row {
        grid-template-columns:
            minmax(0, 1fr) minmax(0, 1fr);

        gap: 8px;
    }


    .dc-remove-loan {
        grid-column: 2;
    }


    .dc-document-list {
        grid-template-columns: 1fr;
    }


    .dc-hero-card {
        padding: 22px;
    }


    .dc-mini-stat-grid {
        grid-template-columns: 1fr 1fr;
    }


    .dc-final-cta {
        padding: 50px 0;
    }

}


/* =========================================================
   RESPONSIVE — 480px
   ========================================================= */

@media (max-width: 480px) {

    body {
        font-size: 14px;
    }


    .dc-container,
    .dc-section>.dc-container,
    .dc-hero-grid,
    .dc-trust-strip-inner,
    .dc-disclaimer {
        width: calc(100% - 24px);
    }


    .dc-section {
        padding: 48px 0;
    }


    .dc-section-heading {
        width: calc(100% - 24px);
    }


    .dc-section-heading h2 {
        font-size: 27px;
    }


    .dc-section-heading p {
        font-size: 13px;
    }


    .dc-hero {
        padding: 24px 0;
    }


    .dc-hero-card {
        padding: 19px;

        border-radius: 14px;
    }


    .dc-mini-stat {
        padding: 12px;
    }


    .dc-mini-stat strong {
        font-size: 16px;
    }


    .dc-mini-stat span {
        font-size: 10px;
    }


    .dc-calculator-box,
    .dc-content-panel,
    .dc-discovery-box {
        padding: 20px;
    }


    .dc-hero-actions {
        flex-direction: column;
    }


    .dc-primary-button,
    .dc-secondary-button {
        width: 100%;
    }


    .faq-question {
        min-height: 58px;

        font-size: 13px;
    }


    .faq-answer {
        padding-right: 25px;

        font-size: 12px;
    }

}


/* =========================================================
   ACCESSIBILITY
   ========================================================= */

:focus-visible {
    outline: 2px solid var(--dc-blue);

    outline-offset: 3px;
}


@media (prefers-reduced-motion: reduce) {

    *,
    *::before,
    *::after {
        scroll-behavior: auto !important;

        transition: none !important;

        animation: none !important;
    }



    /* =========================================================
   DEBT CONSOLIDATION LOANS
   GLOBAL APP CSS
========================================================= */

    :root {
        --dc-blue: #155EEF;
        --dc-green: #12B76A;
        --dc-dark: #101828;
        --dc-text: #344054;
        --dc-muted: #667085;
        --dc-border: #E4E7EC;
        --dc-bg: #FFFFFF;
        --dc-bg-soft: #F8FAFC;
        --dc-shadow: 0 12px 35px rgba(16, 24, 40, 0.08);
        --dc-container: 1180px;
    }

    *,
    *::before,
    *::after {
        box-sizing: border-box;
    }

    html {
        scroll-behavior: smooth;
    }

    body {
        margin: 0;
        padding: 0;
        font-family: Inter, Arial, sans-serif;
        color: var(--dc-text);
        background: #fff;
        line-height: 1.6;
    }

    a {
        color: inherit;
        text-decoration: none;
    }

    button,
    input,
    select,
    textarea {
        font-family: inherit;
    }

    button {
        cursor: pointer;
    }

    img {
        max-width: 100%;
        height: auto;
        display: block;
    }

    .wrap {
        width: min(calc(100% - 40px), var(--dc-container));
        margin: 0 auto;
    }


    /* =========================================================
   CALCULATOR
========================================================= */

    .calc-section {
        width: 100%;
        padding: 70px 0;
        background: var(--dc-bg-soft);
    }

    .calc-section .center {
        max-width: 720px;
        margin: 0 auto 34px;
        text-align: center;
    }

    .calc-section .eyebrow {
        display: inline-block;
        color: var(--dc-blue);
        font-size: 10px;
        font-weight: 800;
        letter-spacing: 1px;
        text-transform: uppercase;
    }

    .calc-section .center h2 {
        margin: 8px 0;
        color: var(--dc-dark);
        font-size: 34px;
        line-height: 1.2;
        letter-spacing: -1px;
    }

    .calc-section .center p {
        margin: 0;
        color: var(--dc-muted);
        font-size: 13px;
    }


    /* Calculator Box */

    .calc {
        display: grid;
        grid-template-columns: minmax(0, 1.35fr) minmax(300px, .65fr);
        width: 100%;
        overflow: hidden;
        background: #fff;
        border: 1px solid var(--dc-border);
        border-radius: 14px;
        box-shadow: var(--dc-shadow);
    }


    /* Left */

    .calc-left {
        padding: 27px;
        background: #fff;
    }

    .calc-head {
        display: flex;
        justify-content: space-between;
        align-items: center;
        gap: 15px;
        margin-bottom: 20px;
    }

    .calc-head strong {
        color: var(--dc-dark);
        font-size: 15px;
    }


    /* Add Loan */

    .add {
        border: 1px solid #D9E2FF;
        background: #EEF4FF;
        color: var(--dc-blue);
        border-radius: 6px;
        padding: 8px 12px;
        font-size: 11px;
        font-weight: 800;
    }

    .add:hover {
        background: #E0EAFF;
    }


    /* Loan Row */

    .loan {
        position: relative;
        display: grid;
        grid-template-columns:
            minmax(0, 1fr) minmax(0, 1fr) minmax(0, 1fr) 34px;
        gap: 10px;
        align-items: end;
        padding: 14px;
        margin-bottom: 10px;
        background: #FBFCFE;
        border: 1px solid var(--dc-border);
        border-radius: 8px;
    }


    /* Form Group */

    .fg label {
        display: block;
        margin-bottom: 5px;
        color: var(--dc-dark);
        font-size: 10px;
        font-weight: 700;
    }

    .fg input,
    .fg select {
        width: 100%;
        height: 40px;
        padding: 0 10px;
        border: 1px solid #D0D5DD;
        border-radius: 6px;
        outline: none;
        background: #fff;
        color: var(--dc-dark);
        font-size: 11px;
    }

    .fg input:focus,
    .fg select:focus {
        border-color: var(--dc-blue);
        box-shadow: 0 0 0 3px rgba(21, 94, 239, .08);
    }


    /* Remove Button */

    .remove {
        width: 34px;
        height: 34px;
        border: 1px solid var(--dc-border);
        border-radius: 6px;
        background: #fff;
        color: #667085;
        font-size: 18px;
    }

    .remove:hover {
        color: #D92D20;
        border-color: #FECACA;
        background: #FEF2F2;
    }


    /* Note */

    .calc-left>p {
        margin: 15px 0 0;
        color: #98A2B3;
        font-size: 9px;
        line-height: 1.5;
    }


    /* =========================================================
   CALCULATOR RESULT
========================================================= */

    .calc-right {
        padding: 27px;
        color: #fff;
        background: linear-gradient(145deg,
                var(--dc-blue),
                #1458DC);
    }

    .calc-right small {
        color: rgba(255, 255, 255, .70);
        font-size: 8px;
        font-weight: 800;
        letter-spacing: 1px;
    }

    .calc-right h3 {
        margin: 7px 0 20px;
        color: #fff;
        font-size: 20px;
        line-height: 1.3;
    }

    .result {
        padding: 14px;
        margin-bottom: 9px;
        border-radius: 8px;
        background: rgba(255, 255, 255, .10);
        border: 1px solid rgba(255, 255, 255, .12);
    }

    .result span {
        display: block;
        color: rgba(255, 255, 255, .68);
        font-size: 9px;
    }

    .result b {
        display: block;
        margin-top: 2px;
        color: #fff;
        font-size: 22px;
        line-height: 1.3;
    }

    .result.green {
        background: rgba(18, 183, 106, .18);
    }

    .result.green b {
        color: #B8F6D5;
    }


    /* Calculator CTA */

    .calc-btn {
        display: flex;
        justify-content: space-between;
        align-items: center;
        gap: 10px;
        padding: 12px 14px;
        margin-top: 18px;
        border-radius: 7px;
        background: #fff;
        color: var(--dc-blue);
        font-size: 10px;
        font-weight: 900;
    }

    .calc-btn:hover {
        background: #F8FAFC;
    }


    /* =========================================================
   MOBILE
========================================================= */

    @media (max-width: 900px) {

        .calc {
            grid-template-columns: 1fr;
        }

        .calc-right {
            border-top: 1px solid rgba(255, 255, 255, .1);
        }
    }


    @media (max-width: 650px) {

        .wrap {
            width: calc(100% - 28px);
        }

        .calc-section {
            padding: 55px 0;
        }

        .calc-section .center h2 {
            font-size: 28px;
        }

        .loan {
            grid-template-columns: 1fr 1fr;
            gap: 12px;
        }

        .loan .fg:first-child {
            grid-column: 1 / -1;
        }

        .remove {
            position: absolute;
            top: 10px;
            right: 10px;
        }

        .calc-left,
        .calc-right {
            padding: 22px;
        }
    }


    @media (max-width: 430px) {

        .wrap {
            width: calc(100% - 20px);
        }

        .calc-section {
            padding: 45px 0;
        }

        .calc-section .center h2 {
            font-size: 25px;
        }

        .calc-head {
            flex-direction: column;
            align-items: stretch;
        }

        .add {
            width: 100%;
        }

        .loan {
            grid-template-columns: 1fr;
        }

        .loan .fg:first-child {
            grid-column: auto;
        }

        .remove {
            top: 10px;
            right: 10px;
        }

        .calc-left,
        .calc-right {
            padding: 18px;
        }

        .calc-right h3 {
            font-size: 18px;
        }

        .result b {
            font-size: 20px;
        }
    }
}