:root {
    --b: #155EEF;
    --g: #12B76A;
    --t: #101828;
    --m: #667085;
    --l: #E4E7EC;
    --s: #F7F9FC;
    --bs: #EFF4FF;
    --gs: #ECFDF3;
    --w: #fff;
    --mw: 1200px;
}

* {
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    margin: 0;
    font-family: Inter, Arial, sans-serif;
    color: var(--t);
    background: #fff;
}

a {
    text-decoration: none;
    color: inherit;
}

button,
input,
select {
    font: inherit;
}

.wrap {
    width: min(calc(100% - 40px), var(--mw));
    margin: auto;
}


/* =========================================================
   TOP BAR
========================================================= */

.top {
    height: 34px;
    border-top: 2px solid var(--b);
    border-bottom: 1px solid var(--l);
    display: flex;
    align-items: center;
    justify-content: flex-end;
}

.top .wrap {
    display: flex;
    justify-content: flex-end;
    gap: 28px;
}

.top a {
    font-size: 11px;
    color: var(--b);
    font-weight: 700;
}


/* =========================================================
   HEADER
========================================================= */

.header {
    height: 74px;
    border-bottom: 1px solid var(--l);
    background: #fff;
}

.head {
    height: 100%;
    display: flex;
    align-items: center;
    gap: 34px;
}

.logo {
    display: flex;
    align-items: center;
    min-width: 220px;
}

.logo-mark {
    width: 38px;
    height: 38px;
    border-radius: 10px;
    background: linear-gradient(135deg, var(--b), var(--g));
    color: #fff;
    display: grid;
    place-items: center;
    font-size: 20px;
    font-weight: 900;
}

.logo-text {
    margin-left: 9px;
    font-size: 18px;
    font-weight: 800;
    letter-spacing: -0.7px;
}

.logo-text em {
    font-style: normal;
    color: var(--b);
}

.logo small {
    display: block;
    margin-top: 3px;
    font-size: 7px;
    color: var(--m);
    letter-spacing: 1px;
}

.nav {
    display: flex;
    align-items: center;
    gap: 25px;
    flex: 1;
}

.nav a {
    font-size: 13px;
    font-weight: 600;
    white-space: nowrap;
    transition: color 0.18s ease;
}

.nav a:hover {
    color: var(--b);
}

.actions {
    display: flex;
    gap: 9px;
}

.actions button {
    height: 38px;
    border: 1px solid var(--b);
    border-radius: 7px;
    background: #fff;
    color: var(--b);
    font-size: 11px;
    font-weight: 800;
    padding: 0 13px;
    cursor: pointer;
}

.hamb {
    display: none;
    border: 0;
    background: none;
    padding: 4px;
    cursor: pointer;
}

.hamb i {
    display: block;
    width: 24px;
    height: 2px;
    background: var(--t);
    margin: 5px;
}


/* =========================================================
   HERO
========================================================= */

.hero {
    padding: 44px 0 34px;
    background: linear-gradient(180deg, #fff, #fbfcff);
}

.hero-grid {
    display: grid;
    grid-template-columns: 1fr 480px;
    gap: 60px;
    align-items: center;
}

.tag {
    display: inline-flex;
    gap: 7px;
    align-items: center;
    padding: 7px 10px;
    border: 1px solid #d9e2ff;
    background: var(--bs);
    color: var(--b);
    border-radius: 5px;
    font-size: 10px;
    font-weight: 900;
    text-transform: uppercase;
}

.tag i {
    width: 6px;
    height: 6px;
    background: var(--g);
    border-radius: 50%;
}

.hero h1 {
    font-size: 47px;
    line-height: 1.1;
    letter-spacing: -2px;
    font-weight: 500;
    margin: 18px 0 13px;
}

.hero h1 strong {
    display: block;
    color: var(--b);
    font-weight: 800;
}

.hero p {
    max-width: 650px;
    color: var(--m);
    font-size: 15px;
    line-height: 1.75;
}

.points {
    display: flex;
    flex-wrap: wrap;
    gap: 18px;
    margin: 22px 0;
}

.point {
    font-size: 11px;
    font-weight: 700;
    display: flex;
    align-items: center;
    gap: 7px;
}

.check {
    width: 19px;
    height: 19px;
    border-radius: 50%;
    background: var(--g);
    color: #fff;
    display: grid;
    place-items: center;
    font-size: 10px;
}

.buttons {
    display: flex;
    gap: 9px;
}

.btn {
    height: 45px;
    padding: 0 18px;
    border-radius: 7px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 12px;
    font-weight: 800;
    transition: transform 0.18s ease, box-shadow 0.18s ease;
}

.btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 9px 22px rgba(16, 24, 40, 0.12);
}

.btn.blue {
    background: var(--b);
    color: #fff;
}

.btn.outline {
    border: 1px solid #c7d7fe;
    color: var(--b);
    background: #fff;
}


/* =========================================================
   HERO OFFER
========================================================= */

.offer {
    position: relative;
    overflow: hidden;
    min-height: 282px;
    padding: 28px;
    border-radius: 18px;
    background: linear-gradient(135deg,
            var(--b),
            var(--b) 58%,
            var(--g));
    color: #fff;
    box-shadow: 0 18px 45px rgba(21, 94, 239, 0.17);
    isolation: isolate;
    transition:
        transform 0.22s ease,
        box-shadow 0.22s ease;
}

.offer:hover {
    transform: translateY(-3px);
    box-shadow: 0 22px 50px rgba(21, 94, 239, 0.22);
}

.offer:before {
    content: "";
    position: absolute;
    width: 300px;
    height: 300px;
    right: -110px;
    top: -100px;
    border: 1px solid rgba(255, 255, 255, 0.16);
    border-radius: 50%;
    pointer-events: none;
}

.offer-badge {
    display: inline-block;
    padding: 6px 9px;
    border-radius: 4px;
    background: #fff;
    color: var(--b);
    font-size: 9px;
    font-weight: 900;
    box-shadow: 0 5px 14px rgba(0, 0, 0, 0.08);
}

.offer h2 {
    position: relative;
    z-index: 1;
    max-width: 390px;
    color: #fff;
    font-size: 29px;
    line-height: 1.12;
    margin: 18px 0 8px;
}

.offer p {
    position: relative;
    z-index: 1;
    max-width: 380px;
    color: rgba(255, 255, 255, 0.82);
    font-size: 12px;
    line-height: 1.6;
}

.stats {
    display: flex;
    gap: 9px;
    margin: 16px 0;
}

.stat {
    padding: 9px 11px;
    background: rgba(255, 255, 255, 0.1);
    border: 1px solid rgba(255, 255, 255, 0.18);
    border-radius: 7px;
}

.stat b {
    display: block;
    font-size: 15px;
}

.stat small {
    font-size: 8px;
    color: rgba(255, 255, 255, 0.7);
}

.offer-btn {
    display: inline-flex;
    gap: 22px;
    background: #fff;
    color: var(--b);
    padding: 11px 15px;
    border-radius: 7px;
    font-size: 11px;
    font-weight: 900;
    transition:
        transform 0.18s ease,
        box-shadow 0.18s ease;
}

.offer-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 9px 22px rgba(16, 24, 40, 0.12);
}

.dots {
    text-align: center;
    margin-top: 12px;
}

.dots i {
    display: inline-block;
    width: 7px;
    height: 7px;
    background: #bfc4cc;
    border-radius: 50%;
    margin: 0 3px;
}

.dots i:first-child {
    background: var(--b);
}


/* =========================================================
   SECTION
========================================================= */

.section {
    padding: 10px 0 48px;
}

.title {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-bottom: 19px;
}

.title h2 {
    font-size: 19px;
    margin: 0;
    white-space: nowrap;
}

.line {
    height: 1px;
    background: #d8dce3;
    flex: 1;
}


/* =========================================================
   8 GRID
========================================================= */

.grid8 {
    display: grid;
    grid-template-columns: repeat(8, 1fr);
    gap: 12px;
}

.item {
    text-align: center;
    position: relative;
}

.icon {
    width: 84px;
    height: 84px;
    margin: auto auto 10px;
    border-radius: 12px;
    background: #f4f7fb;
    border: 1px solid #edf0f5;
    display: grid;
    place-items: center;
    color: var(--b);
    font-size: 27px;
    font-weight: 900;
    transition:
        transform 0.2s ease,
        box-shadow 0.2s ease;
}

.item:hover .icon {
    transform: translateY(-4px);
    box-shadow: 0 10px 25px rgba(16, 24, 40, 0.08);
}

.icon.g {
    color: var(--g);
}

.name {
    font-size: 11px;
    line-height: 1.4;
    font-weight: 600;
}

.ribbon {
    position: absolute;
    top: -1px;
    left: 50%;
    transform: translateX(-50%);
    background: var(--g);
    color: #fff;
    border-radius: 4px 4px 0 0;
    padding: 5px 4px;
    width: 100px;
    font-size: 8px;
    font-weight: 900;
}


/* =========================================================
   FEATURE
========================================================= */

.feature {
    padding: 15px 0 65px;
}

.feature-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 15px;
}

.card {
    padding: 23px;
    border: 1px solid var(--l);
    border-radius: 11px;
    background: #fff;
    transition:
        transform 0.22s ease,
        box-shadow 0.22s ease,
        border-color 0.22s ease;
}

.card:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 28px rgba(16, 24, 40, 0.07);
}

.card-icon {
    width: 42px;
    height: 42px;
    border-radius: 9px;
    background: var(--bs);
    color: var(--b);
    display: grid;
    place-items: center;
    font-size: 12px;
    font-weight: 900;
    margin-bottom: 15px;
}

.card-icon.g {
    background: var(--gs);
    color: var(--g);
}

.card h3 {
    font-size: 15px;
    margin: 0 0 7px;
}

.card p {
    font-size: 10px;
    line-height: 1.65;
    margin: 0;
    color: var(--m);
}


/* =========================================================
   CALCULATOR
========================================================= */

.calc-section {
    padding: 70px 0;
    background: var(--s);
}

.center {
    text-align: center;
    max-width: 720px;
    margin: 0 auto 34px;
}

.eyebrow {
    font-size: 9px;
    font-weight: 900;
    letter-spacing: 1.1px;
    color: var(--b);
}

.center h2 {
    font-size: 34px;
    letter-spacing: -1px;
    margin: 8px 0;
}

.center p {
    font-size: 12px;
    color: var(--m);
}

.calc {
    display: grid;
    grid-template-columns: 1.35fr 0.65fr;
    background: #fff;
    border: 1px solid var(--l);
    border-radius: 14px;
    overflow: hidden;
    box-shadow: 0 12px 35px rgba(16, 24, 40, 0.08);
    transition:
        transform 0.22s ease,
        box-shadow 0.22s ease;
}

.calc:hover {
    box-shadow: 0 18px 42px rgba(16, 24, 40, 0.1);
}

.calc-left,
.calc-right {
    padding: 27px;
}

.calc-head {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 20px;
}

.add {
    border: 1px solid #d9e2ff;
    background: var(--bs);
    color: var(--b);
    border-radius: 6px;
    padding: 8px 12px;
    font-size: 10px;
    font-weight: 800;
    cursor: pointer;
}

.loan {
    position: relative;
    display: grid;
    grid-template-columns: 1fr 1fr 1fr 34px;
    gap: 10px;
    align-items: end;
    padding: 14px;
    margin-bottom: 10px;
    background: #fbfcfe;
    border: 1px solid var(--l);
    border-radius: 8px;
}

.fg label {
    display: block;
    font-size: 9px;
    font-weight: 800;
    margin-bottom: 5px;
}

.fg input,
.fg select {
    width: 100%;
    height: 40px;
    border: 1px solid #d0d5dd;
    border-radius: 6px;
    padding: 0 9px;
    outline: none;
    font-size: 10px;
    background: #fff;
}

.fg input:focus,
.fg select:focus {
    border-color: var(--b);
    box-shadow: 0 0 0 3px rgba(21, 94, 239, 0.08);
}

.remove {
    height: 34px;
    border: 1px solid var(--l);
    background: #fff;
    border-radius: 6px;
    color: var(--m);
    cursor: pointer;
}

.remove:hover {
    color: #d92d20;
    border-color: #fecdca;
}

.calculator-note {
    font-size: 9px;
    color: #98a2b3;
    margin: 15px 0 0;
}

.calc-right {
    background: linear-gradient(145deg, var(--b), #1458dc);
    color: #fff;
}

.calc-right small {
    font-size: 8px;
    letter-spacing: 1px;
    color: rgba(255, 255, 255, 0.68);
    font-weight: 800;
}

.calc-right h3 {
    font-size: 20px;
    color: #fff;
    margin: 7px 0 20px;
}

.result {
    padding: 14px;
    margin-bottom: 9px;
    border-radius: 8px;
    background: rgba(255, 255, 255, 0.1);
    border: 1px solid rgba(255, 255, 255, 0.12);
}

.result span {
    display: block;
    font-size: 8px;
    color: rgba(255, 255, 255, 0.65);
}

.result b {
    display: block;
    font-size: 22px;
    margin-top: 2px;
}

.result.green {
    background: rgba(18, 183, 106, 0.18);
}

.result.green b {
    color: #b8f6d5;
}

.summary-note {
    color: rgba(255, 255, 255, 0.72);
    font-size: 9px;
    line-height: 1.6;
}

.calc-btn {
    display: flex;
    justify-content: space-between;
    padding: 12px 14px;
    margin-top: 18px;
    background: #fff;
    color: var(--b);
    border-radius: 7px;
    font-size: 10px;
    font-weight: 900;
    transition:
        transform 0.18s ease,
        box-shadow 0.18s ease;
}

.calc-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 9px 22px rgba(16, 24, 40, 0.12);
}


/* =========================================================
   FAQ
========================================================= */

.faq {
    padding: 75px 0;
}

.faq-list {
    max-width: 850px;
    margin: auto;
}

.faq-item {
    border: 1px solid var(--l);
    border-radius: 8px;
    margin-bottom: 8px;
    overflow: hidden;
    transition:
        border-color 0.2s ease,
        box-shadow 0.2s ease;
}

.faq-item.open {
    border-color: #c7d7fe;
    box-shadow: 0 8px 22px rgba(16, 24, 40, 0.06);
}

.q {
    width: 100%;
    padding: 17px;
    border: 0;
    background: #fff;
    text-align: left;
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 12px;
    font-weight: 700;
    cursor: pointer;
}

.a {
    display: none;
    padding: 0 17px 17px;
    color: var(--m);
    font-size: 11px;
    line-height: 1.7;
}

.faq-item.open .a {
    display: block;
}

.plus {
    color: var(--b);
    font-size: 19px;
    transition: transform 0.18s ease;
}

.faq-item.open .plus {
    color: var(--g);
    transform: rotate(45deg);
}


/* =========================================================
   FINAL CTA
========================================================= */

.cta {
    padding: 0 0 65px;
}

.cta-box {
    padding: 38px 42px;
    border-radius: 14px;
    background: linear-gradient(115deg,
            var(--b),
            var(--b) 60%,
            var(--g));
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 30px;
    color: #fff;
    transition:
        transform 0.22s ease,
        box-shadow 0.22s ease;
}

.cta-box:hover {
    transform: translateY(-3px);
    box-shadow: 0 18px 38px rgba(16, 24, 40, 0.12);
}

.cta-box h2 {
    color: #fff;
    font-size: 28px;
    margin: 6px 0;
}

.cta-box p {
    color: rgba(255, 255, 255, 0.78);
    font-size: 11px;
    line-height: 1.6;
    margin: 0;
}

.cta-btn {
    background: #fff;
    color: var(--b);
    padding: 13px 17px;
    border-radius: 7px;
    font-size: 10px;
    font-weight: 900;
    white-space: nowrap;
    transition:
        transform 0.18s ease,
        box-shadow 0.18s ease;
}

.cta-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 9px 22px rgba(16, 24, 40, 0.12);
}


/* =========================================================
   FOOTER
========================================================= */

.footer {
    background: #101828;
    color: #fff;
    padding: 45px 0 20px;
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1fr;
    gap: 30px;
}

.footer h3 {
    font-size: 13px;
    color: #fff;
    margin: 0 0 12px;
}

.footer p,
.footer a {
    font-size: 10px;
    line-height: 1.9;
    color: #98a2b3;
}

.footer a:hover {
    color: #fff;
}

.bottom {
    border-top: 1px solid #344054;
    margin-top: 30px;
    padding-top: 15px;
    color: #667085;
    font-size: 9px;
}


/* =========================================================
   MOBILE NAV
========================================================= */

@media (max-width: 1050px) {

    .nav {
        gap: 13px;
    }

    .head {
        gap: 15px;
    }

    .logo {
        min-width: 185px;
    }

    .grid8 {
        grid-template-columns: repeat(4, 1fr);
    }

    .feature-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}


@media (max-width: 800px) {

    .top {
        display: none;
    }

    .header {
        height: 64px;
    }

    .nav {
        display: none;
    }

    .nav.open {
        display: flex;
        position: absolute;
        top: 64px;
        left: 0;
        right: 0;
        z-index: 99;
        background: #fff;
        flex-direction: column;
        align-items: flex-start;
        padding: 8px 20px;
        border-bottom: 1px solid var(--l);
        box-shadow: 0 12px 25px rgba(16, 24, 40, 0.08);
    }

    .nav.open a {
        width: 100%;
        padding: 12px 0;
        border-bottom: 1px solid #eef2f6;
    }

    .hamb {
        display: block;
        order: 3;
        margin-left: auto;
    }

    .actions {
        margin-left: auto;
    }

    .actions button:last-child {
        display: none;
    }

    .head {
        gap: 10px;
    }

    .hero {
        padding: 18px 0 22px;
    }

    .hero-grid {
        display: block;
    }

    .hero-grid>div:first-child {
        display: none;
    }

    .hero-grid>div:last-child {
        width: 100%;
    }

    .offer {
        min-height: 240px;
    }

    .calc {
        grid-template-columns: 1fr;
    }

    .calc-right {
        border-top: 1px solid rgba(255, 255, 255, 0.15);
    }

    .cta-box {
        flex-direction: column;
        align-items: flex-start;
    }
}


@media (max-width: 520px) {

    .wrap {
        width: calc(100% - 24px);
    }

    .logo-text {
        font-size: 15px;
    }

    .logo-mark {
        width: 33px;
        height: 33px;
    }

    .hero h1 {
        font-size: 32px;
        letter-spacing: -1px;
    }

    .hero p {
        font-size: 13px;
    }

    .points {
        flex-direction: column;
        gap: 8px;
    }

    .buttons {
        flex-direction: column;
    }

    .buttons .btn {
        width: 100%;
    }

    .offer {
        min-height: 245px;
        padding: 21px;
        border-radius: 15px;
    }

    .offer h2 {
        font-size: 24px;
    }

    .grid8 {
        grid-template-columns: repeat(4, 1fr);
        gap: 20px 7px;
    }

    .icon {
        width: 100%;
        height: 72px;
        font-size: 23px;
    }

    .name {
        font-size: 10px;
    }

    .feature-grid {
        grid-template-columns: 1fr;
    }

    .loan {
        grid-template-columns: 1fr;
    }

    .remove {
        position: absolute;
        right: 8px;
        top: 8px;
    }

    .loan .fg:first-child {
        padding-right: 40px;
    }

    .center h2 {
        font-size: 28px;
    }

    .calc-left,
    .calc-right {
        padding: 20px;
    }

    .cta-box {
        padding: 28px 22px;
    }

    .cta-box h2 {
        font-size: 24px;
    }

    .footer-grid {
        grid-template-columns: 1fr 1fr;
    }

}

/* =========================================================
   CUSTOMER FEEDBACK
========================================================= */

.feedback-section {
    padding: 70px 0;
    background: #fff;
}

.feedback-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 15px;
}

.feedback-card {
    padding: 24px;
    border: 1px solid var(--l);
    border-radius: 11px;
    background: #fff;
    transition:
        transform .22s ease,
        box-shadow .22s ease,
        border-color .22s ease;
}

.feedback-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 28px rgba(16, 24, 40, .07);
}

.feedback-top {
    display: flex;
    align-items: center;
    gap: 11px;
}

.feedback-avatar {
    width: 42px;
    height: 42px;
    border-radius: 50%;
    background: var(--bs);
    color: var(--b);
    display: grid;
    place-items: center;
    font-size: 14px;
    font-weight: 900;
}

.feedback-avatar.green {
    background: var(--gs);
    color: var(--g);
}

.feedback-top strong {
    display: block;
    font-size: 12px;
}

.feedback-top span {
    display: block;
    margin-top: 3px;
    color: var(--m);
    font-size: 9px;
}

.feedback-stars {
    margin: 17px 0 10px;
    color: #F59E0B;
    font-size: 12px;
    letter-spacing: 2px;
}

.feedback-card p {
    margin: 0;
    color: var(--m);
    font-size: 11px;
    line-height: 1.7;
}

@media (max-width: 800px) {

    .feedback-grid {
        grid-template-columns: 1fr 1fr;
    }

}

@media (max-width: 520px) {

    .feedback-grid {
        grid-template-columns: 1fr;
    }

}

/* =========================================================
   CONNECT WITH AN EXPERT
========================================================= */

.expert-section {
    padding: 70px 0;
    background: var(--s);
}

.expert-box {
    display: grid;
    grid-template-columns: 1.15fr .85fr;
    gap: 35px;
    align-items: center;
    padding: 42px;
    border: 1px solid var(--l);
    border-radius: 16px;
    background: #fff;
    box-shadow: 0 12px 35px rgba(16, 24, 40, .05);
}

.expert-content h2 {
    margin: 9px 0 12px;
    font-size: 30px;
    line-height: 1.2;
    letter-spacing: -.6px;
}

.expert-content>p {
    max-width: 650px;
    margin: 0;
    color: var(--m);
    font-size: 13px;
    line-height: 1.8;
}

.expert-points {
    display: grid;
    gap: 10px;
    margin-top: 22px;
}

.expert-point {
    display: flex;
    align-items: center;
    gap: 9px;
    color: var(--t);
    font-size: 11px;
}

.expert-point span {
    width: 21px;
    height: 21px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    background: var(--gs);
    color: var(--g);
    font-size: 11px;
    font-weight: 800;
}

.expert-actions {
    display: flex;
    gap: 10px;
    margin-top: 25px;
    flex-wrap: wrap;
}

.expert-primary,
.expert-secondary {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 42px;
    padding: 0 20px;
    border-radius: 7px;
    font-size: 11px;
    font-weight: 800;
    text-decoration: none;
    transition: .2s ease;
}

.expert-primary {
    background: var(--b);
    color: #fff;
}

.expert-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(21, 94, 239, .20);
}

.expert-secondary {
    background: var(--gs);
    color: var(--g);
    border: 1px solid rgba(18, 183, 106, .15);
}

.expert-secondary:hover {
    transform: translateY(-2px);
}

.expert-visual {
    min-height: 250px;
    padding: 28px;
    border-radius: 14px;
    background: linear-gradient(145deg,
            var(--bs),
            #ffffff 55%,
            var(--gs));
    border: 1px solid var(--l);
    display: flex;
    flex-direction: column;
    justify-content: center;
    gap: 14px;
}

.expert-icon {
    width: 52px;
    height: 52px;
    border-radius: 12px;
    display: grid;
    place-items: center;
    background: var(--b);
    color: #fff;
    font-size: 22px;
    font-weight: 800;
    box-shadow: 0 8px 20px rgba(21, 94, 239, .18);
}

.expert-stat {
    padding: 15px 17px;
    border: 1px solid var(--l);
    border-radius: 10px;
    background: #fff;
}

.expert-stat strong {
    display: block;
    color: var(--t);
    font-size: 12px;
}

.expert-stat span {
    display: block;
    margin-top: 4px;
    color: var(--m);
    font-size: 9px;
    line-height: 1.5;
}

.expert-arrow {
    text-align: center;
    color: var(--b);
    font-size: 20px;
    font-weight: 800;
}

.green-stat {
    border-color: rgba(18, 183, 106, .18);
}

.green-stat strong {
    color: var(--g);
}

@media (max-width: 800px) {
    .expert-box {
        grid-template-columns: 1fr;
        padding: 30px;
    }

    .expert-content h2 {
        font-size: 25px;
    }
}

@media (max-width: 520px) {
    .expert-section {
        padding: 50px 0;
    }

    .expert-box {
        padding: 22px;
        border-radius: 12px;
    }

    .expert-actions {
        flex-direction: column;
    }

    .expert-primary,
    .expert-secondary {
        width: 100%;
    }

    .expert-visual {
        padding: 20px;
    }
}

/* =========================================================
   4 EMI → 1 EMI
========================================================= */

.expert-section {
    padding: 75px 0;
    background: #fff;
}

.expert-section .center {
    max-width: 720px;
    margin: 0 auto 42px;
}

.expert-section .center h2 {
    margin: 9px 0 12px;
    font-size: 30px;
    line-height: 1.2;
    letter-spacing: -.6px;
}

.expert-section .center p {
    margin: 0;
    color: var(--m);
    font-size: 12px;
    line-height: 1.7;
}

/* Main layout */

.emi-merge {
    display: grid;
    grid-template-columns: 1fr 120px 1fr;
    align-items: center;
    gap: 20px;
    max-width: 1050px;
    margin: auto;
}

/* Four EMI cards */

.emi-side {
    display: grid;
    gap: 12px;
}

.emi-card {
    display: flex;
    align-items: center;
    gap: 13px;
    padding: 16px 18px;
    background: #fff;
    border: 1px solid var(--l);
    border-radius: 10px;
    box-shadow: 0 5px 18px rgba(16, 24, 40, .04);
    transition: .2s ease;
}

.emi-card:hover {
    transform: translateX(3px);
    border-color: rgba(21, 94, 239, .25);
    box-shadow: 0 8px 22px rgba(16, 24, 40, .07);
}

.emi-icon {
    width: 38px;
    height: 38px;
    flex: 0 0 38px;
    border-radius: 9px;
    display: grid;
    place-items: center;
    background: var(--bs);
    color: var(--b);
    font-size: 9px;
    font-weight: 900;
}

.emi-card strong {
    display: block;
    color: var(--t);
    font-size: 16px;
}

.emi-card span {
    display: block;
    margin-top: 3px;
    color: var(--m);
    font-size: 12px;
}

/* Center merge */

.merge-center {
    position: relative;
    height: 250px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.merge-icon {
    position: relative;
    z-index: 3;
    width: 58px;
    height: 58px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    background: var(--b);
    color: #fff;
    font-size: 25px;
    font-weight: 800;
    box-shadow: 0 10px 25px rgba(21, 94, 239, .22);
}

.merge-center>span {
    position: absolute;
    top: calc(50% + 39px);
    color: var(--b);
    font-size: 8px;
    font-weight: 900;
    letter-spacing: 1.5px;
}

/* Connecting lines */

.merge-line {
    position: absolute;
    left: -5px;
    width: 65px;
    height: 1px;
    background: #B8C7E8;
    transform-origin: left center;
}

.line-one {
    top: 47px;
    transform: rotate(25deg);
}

.line-two {
    top: 96px;
    transform: rotate(8deg);
}

.line-three {
    top: 154px;
    transform: rotate(-8deg);
}

.line-four {
    top: 203px;
    transform: rotate(-25deg);
}

/* One EMI */

.single-emi {
    position: relative;
    padding: 32px 28px;
    min-height: 235px;
    border-radius: 14px;
    background: linear-gradient(145deg,
            var(--gs),
            #ffffff);
    border: 1px solid rgba(18, 183, 106, .20);
    text-align: center;
    box-shadow: 0 12px 30px rgba(16, 24, 40, .06);
}

.single-emi-badge {
    display: inline-flex;
    padding: 5px 10px;
    border-radius: 20px;
    background: var(--g);
    color: #fff;
    font-size: 8px;
    font-weight: 900;
    letter-spacing: 1px;
}

.single-emi-icon {
    width: 48px;
    height: 48px;
    margin: 17px auto 12px;
    border-radius: 12px;
    display: grid;
    place-items: center;
    background: var(--b);
    color: #fff;
    font-size: 20px;
    font-weight: 800;
}

.single-emi h3 {
    margin: 0;
    color: var(--t);
    font-size: 17px;
}

.single-emi p {
    max-width: 280px;
    margin: 8px auto 18px;
    color: var(--m);
    font-size: 10px;
    line-height: 1.6;
}

.single-emi .expert-primary {
    display: inline-flex;
    min-height: 38px;
    padding: 0 17px;
    align-items: center;
    justify-content: center;
    border-radius: 7px;
    background: var(--b);
    color: #fff;
    text-decoration: none;
    font-size: 10px;
    font-weight: 800;
}

/* Mobile */

@media (max-width: 800px) {

    .expert-section {
        padding: 55px 0;
    }

    .expert-section .center h2 {
        font-size: 25px;
    }

    .emi-merge {
        grid-template-columns: 1fr;
        gap: 18px;
    }

    .emi-side {
        grid-template-columns: 1fr 1fr;
    }

    .merge-center {
        height: 70px;
        width: 100%;
    }

    .merge-line {
        display: none;
    }

    .merge-icon {
        transform: rotate(90deg);
    }

    .merge-center>span {
        top: 75px;
    }

    .single-emi {
        margin-top: 12px;
    }
}

@media (max-width: 520px) {

    .emi-side {
        grid-template-columns: 1fr;
    }

    .expert-section .center {
        margin-bottom: 30px;
    }

    .single-emi {
        padding: 28px 20px;
    }
}

/* =========================================================
   ABOUT US
========================================================= */

.about-section {
    padding: 75px 0;
    background: var(--s);
}

.about-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 55px;
    align-items: center;
}

.about-content h2 {
    max-width: 550px;
    margin: 9px 0 18px;
    color: var(--t);
    font-size: 30px;
    line-height: 1.2;
    letter-spacing: -.7px;
}

.about-content h2 span {
    color: var(--b);
}

.about-content p {
    max-width: 600px;
    margin: 0 0 13px;
    color: var(--m);
    font-size: 12px;
    line-height: 1.8;
}

.about-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 40px;
    margin-top: 10px;
    padding: 0 19px;
    border-radius: 7px;
    background: var(--b);
    color: #fff;
    text-decoration: none;
    font-size: 10px;
    font-weight: 800;
    transition: .2s ease;
}

.about-button:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(21, 94, 239, .18);
}

/* About cards */

.about-highlights {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 13px;
}

.about-card {
    min-height: 145px;
    padding: 20px;
    border: 1px solid var(--l);
    border-radius: 11px;
    background: #fff;
    transition: .2s ease;
}

.about-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 25px rgba(16, 24, 40, .06);
}

.about-card-icon {
    width: 35px;
    height: 35px;
    margin-bottom: 17px;
    border-radius: 8px;
    display: grid;
    place-items: center;
    background: var(--bs);
    color: var(--b);
    font-size: 9px;
    font-weight: 900;
}

.about-card-icon.green {
    background: var(--gs);
    color: var(--g);
}

.about-card strong {
    display: block;
    color: var(--t);
    font-size: 11px;
}

.about-card span {
    display: block;
    margin-top: 6px;
    color: var(--m);
    font-size: 9px;
    line-height: 1.65;
}

/* Responsive */

@media (max-width: 800px) {

    .about-section {
        padding: 55px 0;
    }

    .about-grid {
        grid-template-columns: 1fr;
        gap: 30px;
    }

    .about-content h2 {
        font-size: 25px;
    }
}

@media (max-width: 520px) {

    .about-highlights {
        grid-template-columns: 1fr;
    }

    .about-card {
        min-height: auto;
    }
}

/* =========================================================
   GET THE APP
========================================================= */

.app-section {
    padding: 75px 0;
    background: #fff;
}

.app-box {
    display: grid;
    grid-template-columns: 1fr .8fr;
    gap: 50px;
    align-items: center;
    padding: 45px;
    border-radius: 16px;
    background: linear-gradient(135deg,
            var(--bs),
            #fff 58%,
            var(--gs));
    border: 1px solid var(--l);
    overflow: hidden;
}

.app-content h2 {
    max-width: 560px;
    margin: 9px 0 15px;
    color: var(--t);
    font-size: 30px;
    line-height: 1.2;
    letter-spacing: -.7px;
}

.app-content h2 span {
    color: var(--b);
}

.app-content>p {
    max-width: 540px;
    margin: 0;
    color: var(--m);
    font-size: 12px;
    line-height: 1.8;
}

.app-features {
    display: grid;
    gap: 10px;
    margin-top: 22px;
}

.app-feature {
    display: flex;
    align-items: center;
    gap: 9px;
    color: var(--t);
    font-size: 10px;
}

.app-feature-icon {
    width: 21px;
    height: 21px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    background: var(--gs);
    color: var(--g);
    font-size: 10px;
    font-weight: 900;
}

.app-buttons {
    display: flex;
    gap: 10px;
    margin-top: 25px;
}

.store-button {
    min-width: 125px;
    padding: 8px 14px;
    border-radius: 7px;
    background: #101828;
    color: #fff;
    text-decoration: none;
    display: flex;
    flex-direction: column;
    transition: .2s ease;
}

.store-button:hover {
    transform: translateY(-2px);
}

.store-button small {
    font-size: 7px;
    opacity: .75;
}

.store-button strong {
    margin-top: 2px;
    font-size: 12px;
}

/* Phone */

.app-visual {
    display: flex;
    justify-content: center;
    align-items: center;
}

.phone {
    position: relative;
    width: 220px;
    height: 430px;
    padding: 9px;
    border-radius: 30px;
    background: #101828;
    box-shadow:
        0 25px 55px rgba(16, 24, 40, .20),
        0 0 0 7px rgba(16, 24, 40, .04);
}

.phone-top {
    position: absolute;
    z-index: 2;
    top: 9px;
    left: 50%;
    width: 75px;
    height: 18px;
    transform: translateX(-50%);
    border-radius: 0 0 12px 12px;
    background: #101828;
}

.phone-screen {
    height: 100%;
    padding: 38px 13px 13px;
    border-radius: 22px;
    background: #fff;
    overflow: hidden;
}

.phone-brand {
    display: flex;
    align-items: center;
    gap: 6px;
    font-size: 8px;
}

.phone-logo {
    width: 22px;
    height: 22px;
    border-radius: 6px;
    display: grid;
    place-items: center;
    background: var(--b);
    color: #fff;
    font-size: 11px;
    font-weight: 900;
}

.phone-brand strong span {
    color: var(--b);
}

.phone-heading {
    margin-top: 25px;
    padding: 13px;
    border-radius: 9px;
    background: var(--bs);
}

.phone-heading small {
    display: block;
    color: var(--m);
    font-size: 7px;
}

.phone-heading strong {
    display: block;
    margin-top: 4px;
    color: var(--b);
    font-size: 17px;
}

.phone-emis {
    display: grid;
    gap: 7px;
    margin-top: 13px;
}

.phone-emis>div {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 8px 7px;
    border: 1px solid var(--l);
    border-radius: 6px;
}

.phone-emis span {
    color: var(--m);
    font-size: 6px;
}

.phone-emis strong {
    color: var(--t);
    font-size: 7px;
}

.phone-merge {
    margin-top: 13px;
    padding: 11px;
    border-radius: 8px;
    background: var(--gs);
    text-align: center;
}

.phone-merge span {
    display: block;
    color: var(--g);
    font-size: 6px;
    font-weight: 900;
    letter-spacing: 1px;
}

.phone-merge strong {
    display: block;
    margin-top: 3px;
    color: var(--t);
    font-size: 10px;
}

/* Responsive */

@media (max-width: 800px) {

    .app-section {
        padding: 55px 0;
    }

    .app-box {
        grid-template-columns: 1fr;
        gap: 40px;
        padding: 30px;
    }

    .app-content h2 {
        font-size: 25px;
    }
}

@media (max-width: 520px) {

    .app-box {
        padding: 22px;
    }

    .app-buttons {
        flex-direction: column;
    }

    .store-button {
        width: 100%;
    }

    .phone {
        width: 200px;
        height: 390px;
    }
}

/* =========================================================
   PREMIUM APP INSTALLATION SECTION
========================================================= */

.app-section {
    padding: 85px 0;
    background: #f7f9fc;
}

.app-box {
    position: relative;
    display: grid;
    grid-template-columns: 1.05fr .95fr;
    align-items: center;
    min-height: 520px;
    padding: 55px 65px;
    border-radius: 22px;
    overflow: hidden;
    background:
        radial-gradient(circle at 85% 45%, rgba(18, 183, 106, .10), transparent 28%),
        radial-gradient(circle at 70% 20%, rgba(21, 94, 239, .10), transparent 30%),
        #fff;
    border: 1px solid var(--l);
    box-shadow: 0 20px 55px rgba(16, 24, 40, .07);
}

.app-content {
    position: relative;
    z-index: 3;
}

.app-content h2 {
    max-width: 590px;
    margin: 10px 0 17px;
    color: var(--t);
    font-size: 36px;
    line-height: 1.15;
    letter-spacing: -.9px;
}

.app-content h2 span {
    display: block;
    color: var(--b);
}

.app-intro {
    max-width: 550px;
    margin: 0;
    color: var(--m);
    font-size: 14px;
    line-height: 1.75;
}

.app-benefits {
    display: grid;
    gap: 13px;
    margin-top: 27px;
}

.app-benefit {
    display: flex;
    align-items: center;
    gap: 12px;
}

.app-benefit-icon {
    width: 27px;
    height: 27px;
    flex: 0 0 27px;
    display: grid;
    place-items: center;
    border-radius: 50%;
    background: var(--gs);
    color: var(--g);
    font-size: 12px;
    font-weight: 900;
}

.app-benefit strong {
    display: block;
    color: var(--t);
    font-size: 12px;
}

.app-benefit span {
    display: block;
    margin-top: 2px;
    color: var(--m);
    font-size: 10px;
}

.app-download-row {
    display: flex;
    align-items: center;
    gap: 18px;
    margin-top: 30px;
}

.app-store-buttons {
    display: flex;
    gap: 9px;
}

.app-store {
    min-width: 135px;
    min-height: 48px;
    padding: 7px 12px;
    display: flex;
    align-items: center;
    gap: 9px;
    border-radius: 8px;
    background: #101828;
    color: #fff;
    text-decoration: none;
    transition: .2s ease;
}

.app-store:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(16, 24, 40, .18);
}

.store-icon {
    font-size: 18px;
}

.app-store small {
    display: block;
    font-size: 6px;
    line-height: 1;
    opacity: .7;
}

.app-store strong {
    display: block;
    margin-top: 4px;
    font-size: 11px;
    line-height: 1;
}

.app-note {
    color: var(--m);
    font-size: 9px;
}

/* =========================================================
   PHONE VISUAL
========================================================= */

.app-visual {
    position: relative;
    min-height: 450px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.app-glow {
    position: absolute;
    width: 330px;
    height: 330px;
    border-radius: 50%;
    background: linear-gradient(135deg,
            rgba(21, 94, 239, .12),
            rgba(18, 183, 106, .12));
    filter: blur(5px);
}

.phone {
    position: relative;
    z-index: 2;
    width: 235px;
    height: 455px;
    padding: 9px;
    border-radius: 32px;
    background: #101828;
    box-shadow:
        0 30px 60px rgba(16, 24, 40, .24),
        0 0 0 7px rgba(16, 24, 40, .04);
}

.phone-notch {
    position: absolute;
    z-index: 5;
    top: 9px;
    left: 50%;
    width: 82px;
    height: 19px;
    transform: translateX(-50%);
    border-radius: 0 0 14px 14px;
    background: #101828;
}

.phone-screen {
    height: 100%;
    padding: 37px 13px 13px;
    border-radius: 24px;
    background: #fff;
    overflow: hidden;
}

.phone-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.phone-header small {
    display: block;
    color: var(--m);
    font-size: 7px;
}

.phone-header strong {
    display: block;
    margin-top: 3px;
    color: var(--t);
    font-size: 10px;
}

.phone-avatar {
    width: 27px;
    height: 27px;
    display: grid;
    place-items: center;
    border-radius: 50%;
    background: var(--bs);
    color: var(--b);
    font-size: 9px;
    font-weight: 900;
}

.phone-summary {
    margin-top: 20px;
    padding: 15px;
    border-radius: 10px;
    background: linear-gradient(135deg,
            var(--b),
            #286cf0);
    color: #fff;
}

.phone-summary small {
    display: block;
    font-size: 7px;
    opacity: .8;
}

.phone-summary strong {
    display: block;
    margin-top: 5px;
    font-size: 21px;
}

.phone-summary span {
    display: block;
    margin-top: 3px;
    font-size: 7px;
    opacity: .8;
}

.phone-title {
    margin: 18px 2px 9px;
    color: var(--t);
    font-size: 8px;
    font-weight: 800;
}

.phone-loan {
    display: flex;
    align-items: center;
    gap: 7px;
    margin-bottom: 7px;
    padding: 8px 7px;
    border: 1px solid var(--l);
    border-radius: 7px;
}

.loan-dot {
    width: 6px;
    height: 6px;
    flex: 0 0 6px;
    border-radius: 50%;
}

.loan-dot.blue {
    background: var(--b);
}

.loan-dot.green {
    background: var(--g);
}

.phone-loan div {
    flex: 1;
}

.phone-loan strong {
    display: block;
    color: var(--t);
    font-size: 7px;
}

.phone-loan small {
    display: block;
    margin-top: 2px;
    color: var(--m);
    font-size: 5px;
}

.phone-loan b {
    color: var(--t);
    font-size: 7px;
}

.phone-action {
    margin-top: 11px;
    padding: 11px;
    border-radius: 8px;
    background: var(--gs);
    text-align: center;
}

.phone-action small {
    display: block;
    color: var(--g);
    font-size: 6px;
    font-weight: 900;
    letter-spacing: 1px;
}

.phone-action strong {
    display: block;
    margin-top: 4px;
    color: var(--t);
    font-size: 9px;
}

/* =========================================================
   FLOATING CARDS
========================================================= */

.floating-card {
    position: absolute;
    z-index: 4;
    padding: 11px 15px;
    border: 1px solid var(--l);
    border-radius: 9px;
    background: rgba(255, 255, 255, .96);
    box-shadow: 0 12px 28px rgba(16, 24, 40, .10);
}

.floating-card span {
    display: block;
    color: var(--m);
    font-size: 7px;
}

.floating-card strong {
    display: block;
    margin-top: 3px;
    color: var(--t);
    font-size: 11px;
}

.floating-top {
    top: 105px;
    right: 4px;
}

.floating-bottom {
    bottom: 105px;
    left: 3px;
}

.floating-bottom strong {
    color: var(--g);
}

/* =========================================================
   RESPONSIVE
========================================================= */

@media (max-width: 900px) {

    .app-box {
        grid-template-columns: 1fr;
        padding: 45px 35px;
    }

    .app-content {
        text-align: center;
    }

    .app-content h2 {
        margin-left: auto;
        margin-right: auto;
    }

    .app-intro {
        margin-left: auto;
        margin-right: auto;
    }

    .app-benefit {
        justify-content: center;
        text-align: left;
    }

    .app-download-row {
        justify-content: center;
        flex-wrap: wrap;
    }

    .app-visual {
        min-height: 470px;
    }
}

@media (max-width: 520px) {

    .app-section {
        padding: 55px 0;
    }

    .app-box {
        padding: 30px 20px;
        border-radius: 15px;
    }

    .app-content h2 {
        font-size: 27px;
    }

    .app-intro {
        font-size: 13px;
    }

    .app-store-buttons {
        width: 100%;
        flex-direction: column;
    }

    .app-store {
        width: 100%;
    }

    .app-download-row {
        display: block;
    }

    .app-note {
        margin-top: 10px;
        text-align: center;
    }

    .app-visual {
        min-height: 430px;
    }

    .phone {
        width: 210px;
        height: 410px;
    }

    .floating-top {
        right: -3px;
    }

    .floating-bottom {
        left: -3px;
    }
}

/* =========================================================
   DEBT CONSOLIDATION OPTIONS
========================================================= */

.consolidation-options {
    padding: 75px 0;
    background: #fff;
}

.consolidation-options .title {
    align-items: flex-end;
}

.consolidation-options .title>div {
    flex: 1;
}

.consolidation-options .title h2 {
    margin-top: 8px;
    font-size: 30px;
    line-height: 1.2;
    letter-spacing: -.6px;
}

.section-intro {
    max-width: 700px;
    margin: -5px 0 30px;
    color: var(--m);
    font-size: 13px;
    line-height: 1.75;
}

/* Options grid */

.options-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 13px;
}

.option-card {
    position: relative;
    display: flex;
    align-items: center;
    gap: 15px;
    min-height: 125px;
    padding: 20px;
    border: 1px solid var(--l);
    border-radius: 11px;
    background: #fff;
    text-decoration: none;
    transition:
        transform .2s ease,
        box-shadow .2s ease,
        border-color .2s ease;
}

.option-card:hover {
    transform: translateY(-3px);
    border-color: rgba(21, 94, 239, .22);
    box-shadow: 0 12px 28px rgba(16, 24, 40, .07);
}

.option-icon {
    width: 48px;
    height: 48px;
    flex: 0 0 48px;
    display: grid;
    place-items: center;
    border-radius: 11px;
    background: var(--bs);
    color: var(--b);
    font-size: 19px;
    font-weight: 800;
}

.option-icon.green {
    background: var(--gs);
    color: var(--g);
}

.option-content {
    flex: 1;
    padding-right: 18px;
}

.option-content h3 {
    margin: 0;
    color: var(--t);
    font-size: 14px;
    line-height: 1.35;
}

.option-content p {
    margin: 6px 0 0;
    color: var(--m);
    font-size: 11px;
    line-height: 1.65;
}

.option-arrow {
    color: var(--b);
    font-size: 18px;
    font-weight: 700;
    transition: transform .2s ease;
}

.option-card:hover .option-arrow {
    transform: translateX(4px);
}

.options-note {
    display: flex;
    align-items: flex-start;
    gap: 9px;
    margin-top: 22px;
    padding: 14px 16px;
    border-radius: 8px;
    background: var(--s);
    border: 1px solid var(--l);
}

.options-note>span {
    color: var(--b);
    font-size: 13px;
    line-height: 1.4;
}

.options-note p {
    margin: 0;
    color: var(--m);
    font-size: 10px;
    line-height: 1.65;
}

/* Responsive */

@media (max-width: 700px) {

    .consolidation-options {
        padding: 55px 0;
    }

    .consolidation-options .title h2 {
        font-size: 25px;
    }

    .options-grid {
        grid-template-columns: 1fr;
    }

    .option-card {
        min-height: 110px;
    }
}

@media (max-width: 520px) {

    .option-card {
        padding: 16px;
        gap: 12px;
    }

    .option-icon {
        width: 42px;
        height: 42px;
        flex-basis: 42px;
        font-size: 17px;
    }

    .option-content h3 {
        font-size: 13px;
    }

    .option-content p {
        font-size: 10px;
    }
}

/* =========================================================
   HOME PAGE — MOBILE HORIZONTAL SCROLL FIX
   NOTE: Existing sections/designs are preserved.
   Especially: 4 EMI → 1 EMI section is NOT modified.
   ========================================================= */

html,
body {
    width: 100%;
    max-width: 100%;
    overflow-x: hidden;
}

#main-content {
    width: 100%;
    max-width: 100%;
    overflow-x: hidden;
}

*,
*::before,
*::after {
    box-sizing: border-box;
}

img,
svg,
video,
iframe {
    max-width: 100%;
}

input,
select,
textarea,
button {
    max-width: 100%;
    box-sizing: border-box;
}

.wrap {
    max-width: 100%;
}

.grid8,
.feature-grid,
.feedback-grid,
.about-grid,
.about-highlights,
.options-grid,
.calc,
.app-box {
    min-width: 0;
}

.grid8>*,
.feature-grid>*,
.feedback-grid>*,
.about-grid>*,
.about-highlights>*,
.options-grid>*,
.calc>*,
.app-box>* {
    min-width: 0;
}

h1,
h2,
h3,
h4,
h5,
h6,
p,
a,
span,
li {
    overflow-wrap: anywhere;
}

/* Keep existing EMI section layout exactly as it is.
   No .expert-section, .emi-merge, .emi-side,
   .merge-center or .single-emi overrides are added here. */

@media (max-width: 900px) {

    .wrap {
        width: calc(100% - 32px);
        max-width: calc(100% - 32px);
        margin-left: auto;
        margin-right: auto;
    }

    .grid8 {
        min-width: 0;
    }

    .feature-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .feedback-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .about-grid {
        grid-template-columns: 1fr;
    }

    .app-box {
        min-width: 0;
    }

    .option-card,
    .card,
    .feedback-card,
    .about-card {
        min-width: 0;
        max-width: 100%;
    }

    .loan {
        min-width: 0;
    }
}

@media (max-width: 520px) {

    .wrap {
        width: calc(100% - 24px);
        max-width: calc(100% - 24px);
    }

    .grid8 {
        grid-template-columns: repeat(4, minmax(0, 1fr));
        min-width: 0;
    }

    .feature-grid,
    .feedback-grid,
    .about-grid,
    .about-highlights,
    .options-grid {
        grid-template-columns: 1fr;
    }

    .option-card,
    .card,
    .feedback-card,
    .about-card,
    .calc,
    .app-box {
        width: 100%;
        max-width: 100%;
    }

    .loan {
        width: 100%;
        max-width: 100%;
        grid-template-columns: 1fr;
    }

    .calc-left,
    .calc-right {
        min-width: 0;
    }

    .app-content,
    .app-visual {
        min-width: 0;
        max-width: 100%;
    }

    .phone {
        max-width: 100%;
    }

    .floating-card {
        max-width: calc(100vw - 32px);
    }

    .cta-box {
        max-width: 100%;
    }
}

@media (max-width: 380px) {

    .wrap {
        width: calc(100% - 20px);
        max-width: calc(100% - 20px);
    }

    .floating-card {
        display: none;
    }
}